For all questions you will need to download the latest annual reports available for your selected bank. For question 5, you also need to download the latest annual reports of comparable banks.

You can use other, publicly available resources as long as they are cited properly. There are 2 aspects to answering every question:

1. Report/calculate: present the data in a clear and concise way. In the main body, graphs are to be preferred over lengthy tables. In the appendix you may add lengthy tables that show calculations. 

2. Interpret and identify: what do your calculations mean? Which underlying events or management decisions have led to these results?

Question 1

A. Analyse the assets and liabilities of your bank over the last five years, focusing on both the trend evolution of total assets and liabilities, as well as changes to the asset and liability mix.

B. Analyse the profitability of your bank over the last five years by reporting the overall evolution in income (dollar numbers) as well as using ratio analysis, with a focus on the latter.

Question 2

Analyse the book and market value of equity of your bank over the last five years and compare the difference between the two.